PA Mortgage Education Requirements

Learn about the Pennsylvania mortgage education requirements for mortgage licensing

Pennsylvania NMLS Pre-Licensing Education Requirements:

PA Mortgage Education Requirements: complete 20 hours of NMLS-approved education. This includes:

  • 3 hours of federal law
  • 3 hours of ethics
  • 2 hours of non-traditional mortgage lending
  • 9 hours of electives
  • 3 hours of Pennsylvania state-specific education

Pennsylvania Continuing Education Requirements:

PA mortgage education requirements are to complete 8 hours of NMLS-approved mortgage education annually beginning the year they are licensed (unless PE was completed in the same year). This includes:

  • 3 hours of federal law
  • 2 hours of ethics
  • 2 hours of non-traditional mortgage lending
  • 1 hour of Pennsylvania state-specific education

MLOs are advised that to comply with the SAFE Act’s “successive years” rule, they may not take the same CE course two years in a row.

Pennsylvania Mortgage Licensing:

NMLS Resources: